CAREER OPPORTUNITY

Legal Senior Officer

ABOUT US
Cogebanque (Compagnie Générale de Banque Plc) is a Rwanda-based commercial bank, licensed by the National Bank of Rwanda. It started operations in 1999.

It is one of the fastest-growing banks in Rwanda and today has 28 branches, over 600 agents, and 36 ATMs across the country. These are supported by Mobile banking (USSD on *505# and Mobile App “Cogembank”), Cards (Mastercards & Smart cash), and internet banking delivery channels accessible through different media.

Cogebanque has been serving Rwandan industries for over 22 years with innovative services to its customers and has positively impacted the Rwandan economy.

Cogebanque provides a comprehensive range of products and services targeted at corporate, SMEs, and retail customers.

Mission

To create, maintain, and enhance shareholder value by providing unrivaled financial solutions to our customers.

Vision

To be a financial center of excel- lance and a leading provider of innovative financial solutions in Rwanda.

Values

Excellence, Integrity, Innovation, Teamwork, Flexibility, Open Communication, Accountability, and Customer orientation.

WHAT OPPORTUNITIES DO WE HAVE FOR YOU?
At Cogebanque we believe our Employees are the bridge to achieving our business development goals and creating sustainable social and economic change in our society. We make it our priority to ensure their growth and comfort while working with the Bank.

Apart from organizing frequent trainings, career-building sessions, and team-building workshops for our Employees, we facilitate you to enjoy our wide range of services and products at favorable terms that ultimately could help you achieve your personal goals.

In view of the above, Cogebanque Plc is looking External for inspired innovators, self-driven, and highly creative personalities to collaborate with the Bank in taking it to the next level of success. If you feel you have what it takes, we would like to hear from you by applying for the below position/s.

Job Title and requirements

Job responsibilities

Legal Senior Officer

Grade: Senior officer

Job summary

This role is responsible for developing, managing, and reviewing credit documents for legal compliance, managing registration of securities. The Legal Officer also provides Legal advice to the bank’s management, committees, and branches.

Job Requirements

A Bachelor Degree in Law and a Certificate in Legal Practice
At least three years of experience in Legal Practice.
Good communication skills
Attention to detail
Ability to work under minimal supervision
Excellent oral and written communication
High level of creativity and innovation
Must be fluent in English or in French, Knowledge of both languages is an added advantage.

Key Responsibilities:

Review legal documentation of approved credit facilities
Prepare or review documentation for all credits in line with departmental guidelines, bank policy and the law.

Review credit facility and security documentation regularly and ensure compliance with departmental guidelines, bank policy, ruling legislation and industry best practice. Recommend adjustments as may be necessary.
Prepare, renew or review documents for specified credit arrangements for the Bank’s obtaining or providing credit in line with the law and Bank policy.
Receive and review approved applications for Bank guarantees/bonds and prepare (or supervise the preparation of) the respective guarantees and security documents and advise upon request on the authenticity of issued guarantees.
Handling/Management of Securities
Supervise entry of securities into the department registers, approve and monitor the dispatch of securities to external advocates for registration of Bank charges.
Enforce timely registration and return thereof to the department in accordance with SLAs and ensure return thereof to Branches or credit administration in line with departmental policy and guidelines.

Make interventions and regular engagements with registrars and land office staff of various zones to reduce delays.
Make regular reports to Management on lost titles and initiate applications for special certificates, substitutes of registry files etc.
Supervise performance of the external advocates, make ageing reports to management and cause meetings with the Advocates for corrective action