JOB VACANCY

POSITION : Head, Credit Risk Management

Location : Kigali, Rwanda

 ITM Africa Ltd, an international company specializing in all HR solutions is supporting in  recruitment of  an Head, Credit Risk Management Onbehalf of our client

Purpose of position (role):

To manage overall credit risk profile and quality of the Bank by ensuring     compliance with the approved Credit Risk Management policies and procedures.

What you will do :

• Implement credit strategies/policies aligned to the bank’s overall risk acceptance criteria
• Establish appropriate framework for the management of credit portfolio to ensure that the Bank’s credit loss is maintained at minimum levels.
• Monitor/review/analyze to ensure compliance with management’s guidelines on global credit position vis-à-vis various market segments, raise issues and make appropriate recommendations
• Authorize/approve facility applications as required after obtaining requisite approval authority when required
• Establish appropriate credit administration framework to ensure proper administration of credit exposures and creation of credit risks to minimize risk of loss.
• Ensure consistent collateral cover to secure Bank’s position
• Devise strategies for ensuring credit portfolio is maintained
• Establish responsive framework and strategies to ensure timely identification and management of credit delinquencies.
• Provides visionary leadership and direction for the team and guide their activities to ensure the achievement of their objectives
• Perform other functions as assigned by the Chief Risk Officer (CRO)
• Any other duties as may be assigned/deemed necessary

 You will be a good fit if you have :

• A Bachelor’s Degree in any discipline. Relevant Masters’ degree will be an advantage
• Formal Training of Banking Law/Regulations
• Minimum of 6 years post qualification experience in Credit Risk Management within the Financial Services Industry, of which at least 5 must have been in the Banking Sector and 3 years must have been at a senior management level
• Credit Products Knowledge
• Credit Analysis and Appraisal
• Loans administration / account management
• Credit Workout/Restructuring
• Financial analysis / interpretation
• Facility Structuring