JOB DESCRIPTION

POST TITLE

Agriculture Assistant underwriter

JOB HOLDER

REPORTING TO:

Underwriting& Reinsurance Manager

DIVISION/DEPARTMENT

Underwriting G.I

LEVEL

Role Size

K

1. JOB PURPOSE

Assess and determine risk acceptance terms for agriculture to ensure that quality business is accepted and retained. Support the claims adjustment process.

2. PRINCIPAL ACCOUNTABILITIES.

• Carry out risk surveys and prepare reports on potential business to better understand risks.
• Promote and sensitize the crop and livestock insurance product to the entire agriculture sector through field days, exhibitions, media, trade fares, farm visits.
• To acquire and develop agriculture business.
• Engage with re-insurers to develop/refine agricultural insurance products that suit the needs of the local market to grow this line of business.
• Assess, manage, and rate risks to ensure the company accepts and retains quality business.
• Provide expert advice during claims adjustment process, including crop surveys at the time of loss.
• Carry out inspections of the crops during planting, mid-season, and pre-harvest to track crop condition as well as loss if any.
• Ensure timely and accurate agriculture quotations and follow up.
• Ensure accuracy of renewal notice and timely dispatch and maintain a monthly report.
• Respond to correspondence, queries, and complaints for efficient service delivery.
• Train and sensitize staff, intermediaries, and other stakeholders in the agricultural industry to create awareness.
• Ensure that renewals for agriculture business are done in a timely manner to enhance customer retention.
• Ensure that Underwriting files are well documented, and all communications and transactions are recorded.
• Monitor performance matrix of different SLAs.
• Provide training to the team and intermediaries if required.
• Work with supervisor/seniors to ensure process improvement.
• Ensure accuracy and completeness of underwriting data.
• Carry out to satisfaction any other activities tasks given by the Management

3. DIMENSIONS 

Unit Measures And Impact: 

• Financial Measures And Impact: Department target (As per yearly set  targets) billion     

 Value of Assets In charge: 

Budget: Expense budget – As per yearly set  targets

              Revenue budget – As per yearly set  targets

People Impact And Numbers:

    Direct Reports:

    Indirect Reports:

4. RELATIONSHIPS

REPORTING TO: Underwriting& Reinsurance Manager

REPORTING TO JOB HOLDER: 

N/A

OTHER CONTACTS: 

Within The Company: 

• All

Outside The Company:

• Clients
• Brokers
• Agents
• Other insurance companies
• Service providers
• Media houses

5. KNOWLEDGE AND EXPERIENCE.

Qualifications: 

• Degree in Agriculture, Animal production, Veterinary Medicine or related field
• Good communication skills Marketing &Customer relations
• Organized and self-driven person who can work with minimal supervision who will be able to work on his/her own initiative

Experience: 

• Minimum of 3 years

6. SKILLS AND COMPETENCIES. 

• Good communication and negotiating skills
• Good interpersonal skills
• Thorough understanding of policy covers/wordings and their interpretation as pertaining to claims

7. JOB CHALLENGES. 

• Sourcing because penetration levels are low, and the environment is not conducive

8. DELEGATED FREEDOM TO ACT & MANAGEMENT CONTENT 

• Fairly high freedom to decide, within policy

9. ENVIRONMENT 

• Conducive etc.