At I&M Bank Rwanda (PLC), we aim to be the employer of choice in Rwanda with emphasis on employee progression and satisfaction. We ensure that there is diversity and professionalism in the team, strengthened by exemplary employee development and a sound code of conduct.

If this sounds exciting for you and are interested in joining our vibrant working environment, we are currently looking for a suitable skilled candidate for the vacancy below;

Position: Supervisor, Credit Documentation

Department: Credit Administration Department

Reports To: Credit Administration Manager

Ref: HRD/ML/025/2022

Job purpose:

To be in charge of the supervision of the Drafting, Evaluation, Review & Execution of contracts, security agreements and its perfection & ensure that they are in compliance with all statutory/ legal requirements and ensure all terms and conditions stipulated in the approval are incorporated in the facilities letters, credit agreements and related security documentation.

To ensure that all files prior submission to disbursement unit has all documentation and securities are in place and ensure Credit physical files and original securities are kept well.

Key deliverables for this role are:

• Review and ensure all terms and conditions stipulated in the approval are incorporated in the facilities letters, credit agreements and related security documentation
• Reviewing and perfection of facility and security documentation and other documents prior to disbursal of approved facility limits.
• Oversee/prepare, review, maintenance & custody of the credit legal documentation
• Ensure validity, execute-ability & acceptability of the delivered credit documentation as per the formal legal standard.
• Ensure credit approval sufficiency with respect to credit documentation deferrals & waivers
• Ensure proper tracking and follow up on rectification of outstanding documents and manage credit documentation deferrals & expiries in full coordination with respective managers to mitigate the resulting risks
• Ensure credit files, security/ collateral & credit documentation are complete, have controlled access & are well-maintained
• Ensuring proper management of credit documentation as per credit policies.
• Associating documentation with limits & facilities to ensure end to end control on facilities limits.
• Ensuring credit approval terms are properly executed.
• Drafting, Evaluation, Review & Execution of contracts, agreements & ensure that they are in compliance with all statutory/ legal requirements. This includes contractual analysis, managing contractual documentation.
• Provide legal advice on all credit documentation related matters
• Undertake any other tasks as may be directed by the Head of Credit and / or Credit Administration Manager from time to time

Knowledge, Skills and Experience Required:

• Law Graduate – LLB
• Certificate or Knowledge in Electronic Commerce, Fraud, and Anti Money Laundering & Compliance matters
• At least 4 years’ experience in a Bank or Financial Institution Environment
• Good working knowledge of legal and credit documentation for corporate/commercial lending
• Excellent attention to details and accuracy
• Effective Research and good communication skills.
• Ability to work with minimum supervision
• Self-motivated & result- orientated
• Strong Analytical capabilities
• Ability to systematically analyze complex problems, draw relevant conclusions and implement appropriate solutions.
• Strong verbal and written skills and ability to convey complex information in a way that others can readily follow.
• Excellent negotiating and persuasive skills,
• Ability to review, develop and implement guidelines and operating processes.
• Demonstrated good knowledge of Rwandan legislation,
• Good Interpersonal Skills
• Strong and focused personality
• Flexibility
• Computer Literate