9th December 2025

JOB ADVERTISEMENT

‘’Make a difference to thousands in the land of a thousand hills’’

VisionFund Rwanda (VFR), is Rwanda’s largest microfinance Institution. VFR is committed to the development of Rwanda through providing affordable financial services (loans, savings and insurance ) and financial literacy to the less privileged served throughout its 8 branches in Rwanda, through its different partnerships and digital channels.

VFR is the institution where you can develop your expertise working with the best people worldwide in a dynamic, team focused high performance environment. If you are looking for interesting but challenging work where you can make a difference in the world, then VFR has the will to make it so.

VisionFund Rwanda (VFR) has zero tolerance to abuse and sexual exploitation of children and adults beneficiaries. We expect all our employees/affiliates to commit to protecting children and adult beneficiaries from harm and abide by our safeguarding policy.

Director of Finance

Reporting to Chief Executive Officer

Work location: Head Offices

Job Purpose

The Director of Finance (DF) is a key member of the Senior Leadership Team (SLT), reporting directly to the Chief Executive Officer (CEO) and maintaining a matrix relationship with the VFI Regional Finance Director (RFD). The DF provides strategic financial leadership to ensure VFR’s long-term sustainability, regulatory compliance, and operational excellence. This role is pivotal in safeguarding the institution’s assets, optimizing financial performance, and enabling growth through robust planning, risk management, and governance frameworks. The DF partners with the CEO and senior management to shape business strategy, drive financial innovation and inclusion, and strengthen internal controls that support mission delivery.

Type of the contract: Open Ended contract

KEY RESPONSIBILITES

% of time

Activity

End Results

30%

Financial oversight of VFR

Encourage VFR integration with WV and WV National Office (NO) Finance Director (FD) engagement.
Monitor VFR financial performance monthly through timely review and sign-off of MED reports, and discussion of results with the CEO and COO and provide narrative comments. Annually through audited financial statements.
Attend VFR ALCO meetings as secretary to the committee and ensure that quality cash flow forecasts are prepared, all financial risk indicators are monitored and reported, any areas of non-compliance (and planned remedies) and upcoming funding needs are communicated to stakeholders on a timely basis.
Present financial performance of the VFR to the SLT in monthly performance calls and in the quarterly board meetings and record and follow up on action points arising.
Lead the annual VFR business planning and budgeting process, ensuring branch-level plans are fully integrated into a comprehensive business plan supported by accurate financial projections and modelling.
Coordinate all deliverables for external audits, including Global Centre and WVI consolidation audits, statutory financial statement audits, and other annual reporting requirements.
Acts as a member of the procurement committee and furnishes the committee with the necessary information for them to make ‘sound’ viable decisions.

Accurate and quality financial reporting from the VFR to various stakeholders and the VFR Board including timely escalation of risk of non-compliance with key financial indicators.

Active direction and involvement in VFR planning processes resulting in realistic business plans and budgets against which actual performance is well managed through the year.

Adequate explanation of the variance of board approved budget from actual.

Strong track record of meeting VFR finance reporting deadlines to VFI and all stakeholders through the year.

Procurements made are above board.

30%

Internal controls, checks and reviews

Ensure that a robust internal control framework is established and effective in VFR.
Ensure finance systems implementation and upgrade projects are prioritised and kept on schedule.
Sign off on reconciliations each month as required by the Finance Manual.
Ensure full implementation of the Finance policy and Manual, obtain exceptions as required and ensure that a compliance tracker is in place.
Ensure tax health checks take place as required, sign off on tax advisor to be engaged and ToR and review report and communicate results to VFI.
Ensure tracking local regulatory, legal and tax changes and updating VFI and the VFR Board members promptly when material changes occur
Engage with the internal and external auditors on key audit findings and ensure clearing audit issues.
Ensures absolute compliance to regulations on liquidity, capital adequacy, and provisioning as well as to reporting requirements set by National Bank of Rwanda (BNR) and other regulators.

strengthened processes
reliable data and systems
cleaner reconciliations, done and reviewed on time
partnership obligations being paid
Acceptable audit ratings
timely resolution of internal and external audit findings
compliance tracker on VFI Finance Manual showing full implementation and approvals granted for any exceptions required
regulatory, legal and tax update tracking
tax health checks undertaken
15%

Funding

Oversee the liquidity and funding needs of VFR and ensure timely communications, with funding providers (VFI and third parties). Negotiation of loan terms with third party lenders.
Ensure the Lender Covenant Tracker is kept updated.
Preparation of business cases to request debt or equity from VFI.
Develops contingency plans for VFR to withstand liquidity crises, and updates the contingency plans, as the need arises

All VFR liquidity and funding needs are appropriately managed and reported.

VFRs secure their budgeted equity and debt funding needs through the year.

VFR liquidity and funding well-managed with no last-minute liquidity crises during the year.

15%

Capacity building, performance management and training

Model Christian leadership and VFR Core Values in all interactions.
Inspire and nurture the spiritual and professional development of finance team members.
Manage the performance of VFR Finance staff.
Ensure there is adequate finance team capacity and effective financial systems and processes.
Perform informal/formal evaluations of Accounting/Finance staff timely as per personnel policy.
Approve all personnel evaluations of Finance Department staff to ensure compliance with personnel policy.
VFR Finance team is developing professionally and spiritually.

VFR finance team is fully staffed and stable (with acceptable staff turnover levels).

VFR finance teams is motivated and engaged as measured in Our Voice survey.

Log of training delivered during the year and evidence of gaps in finance team capacity being closed.

10%

And any other duties that may be assigned by the CEO from time to time

KNOWLEDGE, SKILL AND EXPERIENCE

Required Education, training, license, registration, and/or

Certification

Bachelor’s degree in Finance or Accounting from a recognized university.
Professional certification: CPA or ACCA – fully completed.
Minimum of seven (7) years of experience in a senior finance role, such as Chief Financial Officer, Head of Finance, Chief Accountant, or an equivalent supervisory capacity.
Prior experience in microfinance and/or commercial banking.
Required Professional Experience

Deep accounting, financial reporting, financial forecasting and financial performance and analysis knowledge and skills developed over a minimum 7 years.
Thorough knowledge and extensive experience (minimum 7 years) in the microfinance and/or banking sectors.
Understanding of balance sheet risk management including interest rate risk, liquidity risk and foreign exchange risk as well as bank funding processes and contracting.
Ability to analyze problems or options and recommend solutions.
Cross cultural sensitivity to engage with VFR staff and stakeholders at VFI global departments and locally.
Able to balance Christian values with commercial practices.
Good project management and organization skills.
Able to simultaneously manage multiple priorities, projects and stakeholders
Strong communication and influencing skills in written and oral forms.
Experience preparing board documents and presenting in board meetings
Required Language(s)

English fluency is required.

Required travel and/or work environment accommodations

Branch Travel up to 25% of the time.

Attributes

Must be a committed Christian, able to stand above denominational diversities.

Attend and lead devotions.

Should you wish to apply for this position, please go to the following link Careers

All applicants must apply using our online application system, CVs received via email or standard post will not be considered. If the aforementioned positions speak to you, send your application via above-mentioned Link by or before 20th December 2025.

In case you face any challenges in applying, please let us know on: [email protected] (no applications will be accepted through this email).

Only shortlisted candidates will be contacted.