21 Nov 2019

Deputy Head Of Credit at I&M Bank Rwanda

Welcome to JobWebRwanda. This website helps you to achieve your career dream by linking you to vacancies from Top Companies in Rwanda. Job Seekers are also exposed to best articles for career growth and development. Click Here to Subscribe for Job Alerts We strongly advise graduates not to pay money before getting a Job. Report fraudulent jobs to [email protected]


POSITION: DEPUTY HEAD OF CREDIT

Ref No. HRD|DN|018|05.19

REPORTING LINE: HEAD OF CREDIT

DEPARTMENT: CREDIT DEPARMENT

Job Purpose:

Maintain the portfolio quality of the Bank through the sanctioning of quality deals and effective portfolio management and keeping the Non -Performing Assets Ratio (NPA) in check.

The successful candidates will be responsible for the following:

Ensure adequate turnaround time on credit applications
Oversee and provide active management of the Bank’s credit analysis function
Carry out an effective Portfolio Management through timely and accurate reporting
Ensure Risk Management principles and practices are observed in the credit function
Ensure full adherence to Credit Policy and procedures, BNR prudential guidelines and other external regulation.
Assist in carrying out updates/reviews of credit policy, product profiles and credit procedures on need basis.
Initiate, develop, and implement appropriate lending policies and procedures.
Ensure close follow-up of the management of watch accounts through assessing business units proactively manage the accounts by detecting signs of weakness.Assist in ensuring effective credit management by devising efficient and proactive management.
Contribute to portfolio management strategies by providing input at various credit meetings, including: Credit Risk Management Committee, and others as determined by Head of Credit.
Co-manage with Departmental Risk Champion the operational risk management processes within the department.
Embed performance development with every member of the credit team; carry out training, mentoring and coaching.
Participate with Head of Credit in the department risk management processes and controls.
Support the Head of credit in achieving the overall departmental objectives and managing departmental staff.

To qualify for this role applicants must have the following:

Graduate in either Business, Finance , Accounting or equivalent
Must have training in Credit Analysis and Lending Skills
Must have at least 4 years’ experience in Credit as a Credit Manager or similar role
Must have experience with banking and lending regulations and practices
Must have a strategic business perspective
Must have excellent leadership and people management skills
Excellent report writing skills, and effective negotiation skills
Sound knowledge of analyzing and evaluating financial information
Having a Professional qualification in Credit Appraisal and Credit Management will be an added advantage

How to Apply

Interested candidates are required to submit their CV and cover letters- clearly indicating the title of the position being applied for to [email protected]; the deadline for submission of applications is at 5:00pm on 27th November 2019

NOTE: Only shortlisted candidates will be contacted.






Dont Miss Latest Jobs In Rwanda. Subscribe Today. CLICK HERE




Apply for this Job